Understanding Securities Markets and Performance

• Know the working of equity markets
• Understand key equity market indicators
• Know the risk and return from equity investing
• Learn about the various tools and options in equity investing – direct, IPOs, Mutual funds and PMS
• Know the working of debt markets
• Understand debt market analytics and indicators
• Understand risk and return in debt investing
• Learn about the various debt products – saving schemes, bonds, deposits and debt mutual funds.
• Understand derivative markets, products and strategies
• Understand how derivatives can be used to hedge
• Know the interpretation of derivative indicators
• Understand the structure of Foreign Exchange Market; difference between spot and forward exchange rates; settlement periods; effect of interest rates
• Know calculation of forward exchange rates using: premiums and discounts; interest rate parity

Knowing Operational Aspects of financial transactions

• Know Investor types and the acquisition process
• Learn about PAN, KYC and other processes
• Know about the processes of Dematerialisation and Rematerialisation
• Learn about the PoA and other agreements
• Understand the processes involved for account opening of NR investors
• Consolidating, reorganising and folio-keeping
• Understand the process flow in Special situations: minor turns major, NRI to RI and RI to NRI
• Know the Operational aspects related to joint accounts, lien, nomination, transmission
• Learn about the documentation required for financial advice

Personal Financial Planning

• Learn about the computation and interpretation of personal finance ratios
• Understand cash flow analysis and determine surplus
• Understand Budgetary mechanism for households
• Understand contingency planning
• Understand about the estimation of financial goals

Comprehensive Financial Planning

• Understanding Leverage and debt counselling
• Understand Interpretation of liquidity, investment and long-term needs
• Learn about Prioritising and Financing the financial goals
• Learn about Risk profiling and processes in financial planning
• Know about evaluating insurance needs for life and general insurance
• Know about evaluating choices in retirement planning
• Understand about the preparation and interpretation of comprehensive financial planning solutions for the household

Product analysis and selection

• Understanding risk, return and portfolio construction principles
• Learn about Return targets, risk profile and optimisation
• Understand the impact of market cycles on asset allocation and product selection
• Know about evaluation and selection of equity funds, debt funds and other funds
• Learn about portfolio performance and evaluate the investment alternatives
• Understand the evaluation of mutual fund portfolios for revisions and rebalancing
• Understand and Interpret the impact of elements of macroeconomic policies on asset allocation
• Understand behavioural biases in decision making and portfolio management

Regulatory and Compliance Aspects

• Understand Disclosure requirements
• Understand compliances related to transactions
• Learn about document costing, taxation and procedures
• Understand Regulation relating to insurance, pension and investment products
• Understand Investor queries, grievance redressal, and service elements

Case studies in Comprehensive Financial Advice

Understand practical aspects of providing financial advice through case studies